Health Insurance

Frequently Asked Questions

All International students are required to have HTH Worldwide Student Health (medical) Insurance and repatriation
insurance at all times. The HTH Student Health Insurance plan is intended for your protection and is a federal and
state regulatory requirement while providing the student with quality, comprehensive healthcare coverage while
studying in the U.S. and maintaining an I-20.

Effective Fall 2011, all international students on F-1 student visas or other non-immigrant categories (other
than J visa) will be automatically be enrolled in the HTH insurance plan. No health insurance from the student’s
home country (overseas) will be accepted or considered as a substitute for the U.S. HTH health insurance plan
at SUNY College at Oneonta.

State University of New York College at Oneonta
2015-2016 Academic Year Rate Structure

HTH Health Insurance
(Includes Sickness, Accident, and Repatriation Coverage)

For International Students


Dates of Coverage

Individual Cost





1/15/16 - 8/14/16


(or fraction of)

As designated


Up to 16 Days

As designated


Useful Forms

HTH Global Assistance and Services Information

HTH Benefits Brochure

Student Self-Managed Referral Program - Instructions

HTH Prescription Reimbursement Claim Form

HTH Claim Form (For Claims Incurred Inside the U.S.)

HTH Claim Form (For Claims Incurred Outside the U.S)


Note: “Neither the State of New York, through its agents, nor the State University of New York through its agents and employees, is responsible in any manner whatsoever for the payment of any claim for health-related services provided to individuals covered under this insurance policy. The State of New York and State University of New York are not responsible for obligations incurred by individuals who are not covered by this insurance policy. All individuals participating in the University’s health insurance programs described herein are responsible for reviewing all descriptions of the scope and level of coverage offered by this policy. Such  participants will be solely responsible for obtaining additional coverage not provided under this program if such is deemed necessary by the participant.”